Hey YOU..DoN’t B1OcK the BlOgGerZ

I applied for technical role but was given only a Call Center position. Im very technical person, gained the knowledge at HP Singapore vastly. I can assemble PC on my own, that was my capabality but due to my young age and proficient merely on Adv.Diploma level didn’t earn me high salary or any better position that I wanted. Life is still hard, because the salary at KL is much lower than whan Im earning at S’pore. I left my job due to retrenchment and the fire to pursue my studies is still a desire in me.
I stumbled upon Master’s degree with Systematic, registered and paid the downpayment, Im not eligible to withdraw from my EPF at that age, and monthly payment is half of my salary. I bought a kancil that time as well, thus the salary is just enough to support my studies, parents and car. I didn’t enjoy much with my salary but happy that Im studying, so I started teaching tuition for some kids after work. I still remember I used to teach continuously 4 hours (2 hours per house) after work that is till 10pm. I didn’t charge much as the family is not well to do but I still continued. Present rate at KL is Rm35 per hour but I didn’t charge by hour due to the family situation but merely RM150 for 3 students of Secondary school. I toiled day and night to support my studies and my families.However the constraint for my studies continued, lethargic and tired due to work, tuition and study till late night. I need to wake up as early as 5:30am to reach office by 7am.

During my Master’s number of books needed increased expensive as well. So I stop driving to work, but used LRT and Famous " Nadaraja Service" - walking, to save money on petrol. I used to be drenched in rain water and dried under sun. I started cutting my expenses by depending on biscuits and fruits for lunch at office. I saved every little money that I can for my studies, books and exam fees. At office I worked hard and within months after joining was promoted to Tech.Support exec and years to Team lead.Once after my Adv. Post graduate - I nearly quitted my studies because it gets tougher, I cried deeply in silence, because being a IT student I don’t have much knowledge on Finance and economics, it is simulation question and toughest among all. Top of everything I skipped many classes during weekend due to nature of my work. Thus I need to study on my own and understand the essence of the management from my own derivatives, which is not a easy way out. But the will power and my parents love conquered everything, the encouragement that they gave instilled in us is tremendous. I continued and completed the simulation with the help of Rex ( son of leading business magnate in London).I didn’t have time to go out with friends neither enjoy any life or entertainment. My cycle was office->House->Tuition->College. I rarely shopped for any new clothing or purchase anything. I still remember at office im being refered as " Anti-Socialis" , it is not that I don’t want to participate in any event, the situation was such. Unexplainable.

My religious belief is very strong and my continuous prayers kept me going on. However I didn’t do any special prayers for Lord Sanni on saturday to evade his effect but prayed to my Beloved Supreme Lord Shriman Narayana. (I read in many religous book that it is advisable to lit oil lamp on saturday for Lord Sanni).

When I started my Master’s twice Im being admitted in the hospital once for head injury at Assunta hospital due to "accident", being injected continuously from various testing and scanning. The second admission is for my Spinal-nerve problems due to slip disk and intertwining of main nerves in spinal at lumbar 5. During which I can’t sneeze when Im standing, I will collapse. The excruciating pain prolonged with hyperventilation attack that I used to get now and then. Hyperventilation attack gives me a sense that my death is nearing - gasping for oxygen continuously. Health condition is badly inflicted.Few years ago, I went through surgery due to inflamed tissue which is about to toxicity my respiratory area and it needs to be removed immediately else it might cause more health conditions. Again Im very much sad abt the whole thing of surgery, I can’t help it. It is very painful seizures.

Finally after much painful health conditions I manage to complete my Master’s successfully.Yes the day finally came, my graduation. Im unable to describe the happiness when I receive the scroll - that was the time where 7 1/2 years of sanni cycle came to abrupt -end.In the whole story of 7.5 years 2 other major "incidents" happened which I would prefer to remain anonymous, I was mentally "torchured" for 7 years & mentally "abused" . I lived in fear for the 7 years of my life, feared for many thing till it cause my first landing in the hospital due to head injury - the so called "accident".

During the first 2 years when Im still in college -NIIT, a Chief Priest from India - Sri Kalikambal Temple - Swami Satha Sivom. He appeared in the Rajni’s movie " Baba" , the statue used in the movie is from his temple. He is none other than the GREAT Saivisme follower Sivachariar T.Sambamoorthy’s son. The Late T.Sambamoorthy Sivachariar is the 3rd highest priest in India and world renown priest whom have conducted thousands of Yagnas, Yagams, Kumbhabhishegam and gave speech for world peace around world. I have met the GREAT and received his blessings when I was a kid. Swami Satha Sivom ( who was undergoing silence) stayed with us for many months when he came to know the disastrous ( which need to be remained anonymous) happened. He advised both myself and sister to leave our home and stay in another place as we’re both going through Sanni thesai, it is advisable to not see our parents face everyday. Also we’re advised to cross sea if possible, we crossed sea almost every weekend - passing JB to Singapore. It is a ritual to reduce the impact of Sanni. He conducted numerous prayers for our family, homam’s and continuous deep meditation at our home. He is someone whom I respected for everything that he have done for us - Agains GOD SEND Man !

… Continue..

I need to admit I forgot to add few other prediction the astrologer blurted, he said that we will not be able to pursue our studies neither continue our studies, we will run away from the house and entangled in love life. I believe at tht young age most of the astrologer prediction will b the same old bull story.

let me continue.

After SPM Though Im not at all interested to further my studies in any other field than medicine. Since i lost 1 point for my aggregrade, I have received letter to study in the top notch school for STPM - English College in JB. Taking into consideration my mom’s advice to study in IT field. Started my college at NIIT, although having so much of dislikes I went on. That time I haven’t used a computer, I don’t even know what is copy-paste ( once I used to memorize the steps for copy-paste for my exam !! hahah Damn IT Dummy but now Im sitting and blogging) hehe. I went through so much with the studies because I hated it, but my SPM result is my firing point in my life, I studied very hard and passed all my papers with distinction and flying colors.Two years of college life about to end …. Dang ! My mom came back with a bad news that Singapore is Retrenching, she is affected and retrenched. A month later the same thing happen to my dad when the company is being taken over by another firm and he is already 55 years old and to be retired as well. I clearly remember it was October and Msia is facing the heat of economy crisis. Retrenchment happened globally.
Now both my parents are jobless and we’re about to end of college life to pursue our degree. We have decided the college to enter and even suggested some twinning program with UK. Things took sudden turn, major disappointment… My parents got cheated by unscruplous Share market remisier , we lost Huge amount of money, all that are my parents hard earned money, their sweat and blood. So now both myself and my sis decided to start looking for job to support our parents and we need to pay for loans, our dream to pursue degree took a quick twist. A month after my college studies was completed, we manage to secure a job at HP Singapore as Technical Asst. But before we secure the job, we ran into financial constraint, I do remember that week was Navaratiri, myself and my sis used to go to temple for prayers and temple food, we will pack and bring back for my parents as well. Yes we had difficulties even with food !! My parents went through much trauma after losing their job and losing huge amount of money. What a Karma effect ! Suffered so much at tht young age where I see girls in my age are much jollying and enjoying their teenage years happily.
Job at Singapore is a challenging, we worked at Alexandra Rd before being transfered to Sengkang. We need to wake up as early as 4am to get ready to work, to dress up, drive to JB custom and take a 170 bus to Kranji (the S’pore Immigration Jam is killer and polluted our breathing daily). From Kranji MRT to Yio Chu Kang , another bus to Sengkang and 15 min walk to the school. Im just 19 yrs old at tht time, Technical Asst means, The only technical IT personnel and need to support - 500 PC/laptops, projector,Camera (Digital/Video), Patching Lan Cables, Testing of RJ45 cables in LAN room, mounting the servers on the rack and all MOE apps. Yes singapore schools are equiiped with such Hi-Fi facility unlike schools in malaysia. 4 storey building and you need to carry the heavy monitors and PC up and down without using the lift. I did build a lean muscle The user’s in Spore are very nasty at times, but there are just many wonderful people around there. It was in HP I learned IT deeply such as laying of fiber channel, backup and I used to climb the server rack to mount servers. I will finish work at 5pm and reach my JB home at 10pm. I had enough time to take shower, dinner and sleep, the next day need to wake up at 4am in the morning and repeat the whole cycle again. What a life man !!

It is already 30 days and now time for my first salary , since I don’t have a bank account yet, cheque is given to us. But to encash it you need to open a account with POSB, but before that you need to have valid work permit. Permit will take some time to be processed and etc, I do remember that day , never will I erase it from my sense even at this moment, I only have SGD5 with some coins with me, I went to Tanjung Pagar for my permit And unsure where exactly the building is and have been walking up and down for hours, no one helped me. I asked many ppl but all gave wrong direction. It is freaking hot and im getting dried under the sun, Lastly I manage to approach a kind hearted gentleman , he showed me the way. His name is Ananth - Foreigner, someone holding very high post, he took a cab to IBM tower first, bought for me food capati and chick peas. God knows how hungry I was that time.

***I don;t want to waste money by eating as I need SGD5 to take MRT back to Woodlands !!
Infact for work permit I need to go to MOM not Immigration office !!! The HR Manguz didn’t give correct information, he took the cab again to MOM and drop me there and gave me SGD10 for me to go back, although I didn’t utter to him that Im lacking of cash !! Im speechless at the moment, he is total stranger but came all the way and took all the trouble to guide and show me the way. He is a GOD send man. After I get my clearance i quickly went to nearest POSB to encash the cheque.
*** Im totally stranger at Singapore- at the age of 19 I didn’t know much about the roads
or anything, but all this exhausted moments I went through alone ***

Days by days gone, every saturday I used to walk from Singapore customs to JB City Square
under the freaking hot burning sun or raining, as the causeway is packed up with cars. Very
tiring and tiring. I have only sunday to rest but the rest is never enough for anything, Sunday evening I used to teach at computer class to earn extra cash also tuition at the same time. It is very tiring and some didn’t even pay me the fees untill today !!
As days goes on, I started fall sick very frequently,perhaps of the tiredness..and the job at Singapore is mind boggling, they squeeze every cents out from our blood and sweat ! I never seat at my place always on the move walking up and down, I used to hold handphone,pager and walkie talkie , if there is any issue the teachers would page for me and I need to respond quicker than superman !! There are lot of dungu’s there, some even will shout that the printer is not printing without switching on the printer, some will even say unable to open their file without putting in their diskette in the PC !! Better still some put the diskette into the CD-ROM compartment and got the whole ROM stucked !! I
feel like laffing now but at tht time !@#$#%%$% !! For all their silly mistake I need to respond fast , just imagine if everyone are the same.
We rented a room in Singapore . Since I wanted to save money, I started eating less at night, I merely will stick to Thosai (being the cheapest food) at night, again started to fall on sick. SInce I wanted to pursue my studies, I took MCSE classes and paid for the courses+ the exam fee, can you imagine, I saved little by little and after completing all the 7 modules, when I’m about to Sit for the exam , The goverment sealed the office and our money never refunded. So I lost my money again with unscruplous education center.So food story and Singapore working life came to end after almost working 1.5 years.
I didn’t stop checking out colleges in Malaysia to pursue my studies, some even say that we will never study because we started to taste the sweetness of money. But I know deep in my heart I didn’t, we took the move to work to support my parents, to help them to recover from the losses that happened.I haven’t tasted the sweetness of money yet, I could only smell my blood and sweat in my salary, I went through the pain at young age. I know the true meaning of hunger and moneyless !!

I manage to get job at Standard chartered Bank in Malaysia, KL. I quit my job and moved on to Msia. …To be continued.

Part 1.

Initially i thought of starting a new blog for this special topic - Effect of 7 1/2 years of Saturn cycle ( 7rai naatu sanni). But I decided to stick with my current blog else it will becomeredundant and unmanageable. The main reason for me to write all the ordeal that I went through during this period is to share the challenges and obstacles and how to revive from it.I don’t feel shy to share the story, as this is true story that happened in my life and many lessons that I learned. The 7.5 years cycle has completed 2 years ago, For my raasi Rishabam the cycle started on 1997 April. A flashback….

I still remember clearly on 13th April 1997 ( one day before Tamil New Year) one man -Jothidar came to our house. The main purpose is not for astrology but to sell the Gayathri

Manthra Alarm Clock and Tulsi pot from India. While he is marketting his products he deliberately told my parents that he is can predict /explain on astrology, thus mom gave our birthdate, and time . He explained that we will be going through 7.5 years cycle of Sanni effect. He added that no matter how hard we studied , we won’t be getting Grade 1 for SPM, won’t be pursuing in Medical studies (my ambition is to become Forensic pathologist - I know this field is not any girls fav line, but it is mine), will go through a lot of struggle, Not to get married before the completion of 7.5years, will earn very bad name from relatives/friends etc etc etc and expected to fall in love and will be troubled by a boy .

I didn’t believe him at all, being science student from the ONLY science class in my school and top 10 student in the whole tingkatan, he couldn’t be much bothered with his prediction, however there is still small doubt running around my head. I studied against all the odds, being a pure science student there is more struggle need to be in place compared to rest of my friends. Among my good friends now Dr.Chitra, Kalay, Kavi there is a competition that we set to ourself. We studied and studied, I participated in Inter School debate and won till district level and manage to get my rural school in the eyes of Johor State govt. Im also nominated and won as the BEST SPEAKER. Im proud of myself to receive the scroll from District of JB. We got the third placing after we lose to English College (Maktab Sultan Abu Bakar) - the famous Royal School in JB. Not easy to compete this dragon boys !! But Im still happy because it has never happen in the school history that we won english debate to District level.  I also participated in Walkathon and got a medal for myself.  All this gives me more confidence that astrology prediction is falsified. On top of that Im school’s top History scorer.

My SPM Trial result is out… I got a Grade 1.
Finally SPM came and over. Theafter my schoolmate - boy started to develop feelings for me and has been harassing me with phone calls and worst still he send me a expensive birthday card - those days a huge card with music and lights are the most expensive cards. I remember i tore it into pieces and flush it in the toilet bowl. My mom’s strict upbringing would not be happy or keen to see all this.

The following year, SPM result is announced, I went to collect my slip… I almost fainted. I got a grade ‘2′ I missed the Agggregrade by 1 point.. Damn it !! 1 point changed my whole life upside down, I was sickly sad, horrible and thinking where I went wrong. I didn’t swallow any food for few days. Very disappointed with myself.
Remember The boy tht gave me love card, called me and irritated me that day, he got a Grade 1 and was blowing horns through his nose !!
….to be continued..

Have you encounter a session with your Manager and he tells you that, "You have been doing pretty well, I like the quality of your job, but lately your project updates are delayed, perhaps you may want to improve on that". What does this mean to you ? For me it means Im doing very well and everyone are very happy about my job. This is called "Sandwhich Technique"where most of the MNC companies are using the techniques to divert the exact message that need to relayed to their downliners. Basically the manager’s main message is "Im unhappy with your project updates , Can you get that done ASAP ? "
Many scared that this might pull down the morale of their staff and make them uneasy to be very blunt and upfront. I personally think that this technique do helps but not all the time. If one is not performing well, pull him to the room and say it right on the face that your performance is bad and need to be improved. There isn’t a need for compliments at all or better still beating around the bush.
Whenever your subordinates do a good job praise them wholeheartedly and when they are not say it upfront so that they can correct their mistakes.
Praise them with the word starting from " I " not  "You" ,e.g  " I liked the way you manage the contract negotiation " Instead of  "You manage the contract negotiation well" , it makes a lot of difference isn’t it ?

New Year is here, as magic needle strike, let’s raise our hand and toast to Year 2008. Another year of new challenges, surprises and fun awaiting each and everyone of us.

What I was doing at the Magic Moment ? : At 11:59:59pm on 31st Dec 2007 to 12:03am 1st Jan 2008.

I was murmuring prayer’s. It is a very wonderful moment to think of GOD as the new Journey begins..

I have made few resolutions - let me give some heads up on what I want for myself.

- Betaserc made me berserk when i weighed myself, so I have to be more consistent with gymie. Tough time though !!

- SSCE/ITIL/BCS : Need to be completed my June.

- Educate more people on Financial planning/Investment and  saving without expecting any obligations & continuous to put hardwork towards my personal involvement.

- I’m in a plan of providing free coaching classes for Primary Tamil Student’s at Ampang, I don’t mind adopting the student. Im looking for one.

- Religiously follow up my Violin class; No More excuses.

- Complete reading all the books in my mini-library . I have stacked couple of books on my bed

- Be a understanding/tenacity with commitment/instill leadership/frequent coaching/ Manager towards my team members.

- Devote more time for GOD & Yoga .

- Take good care of my health unconditionaly especially my lumbar’s.

- Very Important - Continue to love my loved ones as ever.

- Our Dream house is getting ready..so we’re waiting to shift very soon

WishList

- IPOD Nano

- Laptop

- It had been 11 years since I waited for my future in-law to make move and Im still waiting; Painful period 

- I have always wanted to drive that dream car of mine.. atleast test drive pun jadi I know Im getting there very soon….

- I have few thousands Enrich Miles Point which will expire soon, So time to book a ticket but Im lost where to go , Any suggestions ? London is top on my list !

- The last one let it be Suspense n suspended. Im waiting for more news on this.. Will let everyone know very soon.

So Now it is the time to put all the hardwork to make this year a eventful;wonderful and successful beautiful year ahead…

Kurushethra war in a important component in Mahabharatha , the fight between pandu’s and kaurava’s has inflicted Hindu’s worldwide. The war which lasted for 18days is crucial which adds visibility by reading & reciting the Sacred Book Bhagavad Gita - Song of God. It is actually heavenly conversation between Lord Krishna and Arjuna. The conversation points the importance on Yoga.

Now my next book is Essence of Bhagavad Gita by The Great Paramahamsa Yogi. Reading few lines from the book had stirred tears in my eyes, the book contains so much of digestible truth. Our purpose in this world, our duties and karma effects. It is all about ourselves. My life changed to be better after reading this book. More updates to come.

If you read my articles you will know that everyone that dies, the soul will remain in the earth to fulfill it’s own karma’s either good or bad. The soul knows to select the parents and enter the seeds when it is conceived. During the pregnancy stages, the baby that is conceived will suffer from it’s karma , the soul will remember all the bad and good HE has commited in his previous life, the Soul will be repaying 50% of the karma going through the following suffering : by drinking the mother’s urine, the acidic food that the mother consumes will hurt it’s flesh and burn the flesh, the mother’s faecaes and the baby need to swam in the amino liquid and often drowned in it. The baby will suffer, it will cry and retaliates ( Mother’s often say the baby is kicking) that it regret’s all the bad thing that had happened in the previous karma and will cry very loudly. It will retaliate and seek forgiveness… The moment the baby turn upside down to complete the 8 1/2 month stage, HE will slowly forget’s about past life and once born forget’s everything happened in the previous birth.

Each and everyone reading my blog would have gone through the same cycle, except me , Im a prematured by birth and twin’s, it could be my Karma effect’s are doubled :) Certainly repaying the bad/good karma in my current birth. FYI the same is mentioned in the Garuda Purana. Garuda Purana is the celestial conversation between the King of Bird and Lord Maha Vishnu. Watch Anniyan and you will know the cause and effect of Karma … Njoy.

This is one of the best one also from Robert E.Savoda.

At times even god unable to fathom what is our fate. Lord Indra has a Intelligent parrot, he wanted to know what is the fate of the parrot, when the parrot will die. He took the parrot and visited Lord Brahma the creator and asked when will my parrot die ? Brahma replied Im the creator, I won’t be able to know when the parrot will die. So both of them and parrot when to Lord Vishnu and asked the same, Lord Vishnu said, Im the protector I may not know the fate of the parrot, let’s go to Lord Shiva he might know as he is the destroyer, thus Lord Brahmma, Vishnu, Indra and Parrot went to see Shiva. Shiva being the destoryer is unable to determine he fate of the parrot, and HE does not do anything on this own intiative but act according to each fate and destiny . Let’s go and see Vidhata, he might be able to know said Lord Shiva. All of them Brahma, Vishnu, Shiva, Indra & parrot saw Vidhata and asked when will the parrot die.. Vidhata said, look at your parrot it already died. Indra was shocked to see the parrot leg flung facing the sky !!! Shiva asked for explaination from Vidhata, Vidhata explained, IT IS FATED THAT THE PARROT WILL DIE ONLY WHEN THE THRIMURTHY(BRAHMMA,SHIVA,VISHNU) COME TOGETHER TO SEE VIDHATA, THAT WAS THE PREREQUISITES FOR THE DEATH.

Lord Indra is the KING of all devas, but in the context of body, it represents sense organ. If the thought of Parrot has not succumbed his mind, the parrot might be alive, and he is the cause of his own action.

Moral of the story, if we’re able to control our own sensory organ  Touch, Smell, See and sense we would be able to take charge of many shortcomings in our life. We must not respond to our Indriya (sense organ) blindly instead we should question ourself before acting. E.g What will be our response when we see someone we hate ?? We tend to shout, scold and even if the heated argument’s continue we might even use weapon to harm the other person. If we’re able to bring our sense into control and question ourself we might free ourself from adding another Karma effect. One need to repay for the abusive language that you have used, if you harm another person you may be adding or mutiplying the karma’s… To be Continued.

I was attracted to this chapter from Robert E.Savoda.

Franklin Roosevelt asked Mikado whether the Japanese knows what is the implications for destroying Pearl Harbour ? Admiral Yamamoto who does not favor the attack simply said we’re awakening sleeping giant and it is terrible to resolve. And we know what happened next : Japanese was finished but just look at Law of Karma, Today Japan is being headed for the top again with the help of United States. Every action causes reaction—– this had stopped Hitler and Musolini from doing more harms.

During Lord Shiva and Parvathi marriage, everyone from celestial kingdom attended except Saturn god. Goddess Parvati was angry and raged and instructed HIM to appear. Although Lord Shiva said tht, "you must be happy that he is not here". The moment Saturn’s appear infront of Kailasa, HIS glance fall on Lord Shiva he lost himself & power and went into 7 1/2 years of meditation. This shows how powerful HIS effect is. Due to this Goddess Parvathi has cursed all the astrologer that their prediction will be inaccurate and most of them will live a life of poverty and beggar’s. ( Astrology is all about the impact and effect of the 9 planets), NOW we do see this happening ..

There is a saying that all 9 planet’s can be brought into control, only ONE person has manage to do this. He is King Ravana - The Great King of Lanka. He is immortal and received the boon from Lord Shiva , thus he manage to control everything as he wished. One day Celestial troublemaker Narada approached King Ravana and asked why all the 9 planets is facing down instead of their normal position, thus he replied happily that they are under his control. No glance will befall on him. But Narada added, inorder for you to improve further & live without existing YOU need to Die. If you are immortal you can’t die and achieve anything beyond this. Hearing this, Ravana quickly performed Yagna’s , Lord Shiva appeared before him. Ravana asked Shiva for a boon that he must die, Lord Shiva retracted once a boon is given , he cannot take it back, but upon insist, Lord Shiva added that, "You will ONLY die, if you disturbed another men’s wife and the MAN that will kill you is none other than MAHA VISHNU itself. Hearing this Ravana was in joy and prayed to Lord Shiva.

Perhaps you can guess what happen next ?? If you remember Ramayana, Ravana will try to kidnap Sita and will be killed by Shri Rama. Shri Rama is none other than Maha Avathar of Shriman Maha Vishnu. This teach lesson to everyone in the earth that disturbing another man’s wife is biggest sin that one can commit & you will never get Moksha and one need to reborn to wipe away the Karma’s. Ravana & his Brother Kumbakarna reborn again as Hiranyakashipu serving Maha Vishnu.

If one commit sin , you need to answer to the Law, that is Law of Karma. A sin commited by a person will be continued & repayed throughout 7 generations, it is believed that the Chromosom’s and cells from our forefather’s or ancestor will come to end only after the 7th Generation. Untill then in someway we need to pay back karma’s commited by our ancestor’s. Also once a person die, he will somehow rather would have accumulated Karma, thus either to get good or bad karma he needs to reborn again. Thus the soul will ultimately discover and choose the parent’s to reborn again in order to receive the good or bad karma effect. This happen’s when a Man and Women get together & the soul will enter the seeds and the women will be conceived theafter. To be continued …

Yesterday KLCI marked up crossing 1302 pts at the closing, it went up by +3.9 pts on Friday. As all of you are aware, the Index went down upto 1170 pts few weeks back. This will be right time for investment, So I bought few thousand units which was sold at 0.21 cents last week.. yesterday when I checked my fund’s performance it is approaching 0.25 cents, so just in few weeks,  each unit has grown by 4 cents , the best part the fund was just launched 2 months back , and it is being sold like hot cake. 

The economist predict that it may touch upto 1300pts by end of this year. If you have read Budget report today 2008, PM mentioned that Unit Trust industry is booming with capital investment in local and overseas.

Today there was "Get together" session held in my Taman Bukit Ampang followed by Jogathon in the morning, children’s game, adults and also for veteran. My mom and I went to the field to watch the kids participation , it’s kinda of fun. We was also invited to participate in one of the game.. Lari dalam guni (running in sack). Before the game begun,  the coordinator told us to jump in the sack and NOT to run, thus when the whistle blown, I did the same thing, I Jump in the sack to reach the end point , I was rather surprised that rest of the women started running… at the end, I lost the game, I got fourth place.  I learned my Lesson, although my strategy of winning is to run in the guni instead jumping.

Moral of the Story : Never follow RULE if you want to SUCCEED in LIFE. IF THERE IS A SHORTER WAY to ACHIEVE Your DREAM, PLEASE DO SO, STICK TO YOUR STRATEGY !!!

I was trully amazed when i received numerous message on Uncle Ravi’s note. Thanks to the wonderful readers, some appreciated the experience shared, some requested me to continue writing on investment, some wanted to invest and i have fixed the appointment and some pending meeting with them.

Let me tell you another true story how does a financialy freed person is living. It is none other than my bf dad. He 60 years old man now, 2 children all are grown up and working. He started diversifying into investment many-many years back, could be when i was still studying during my colleges. He had invested on property and also equity market. Few years back he bought a double storey house and paid cash, he has a car and most importantly he does not need to make the bank richer by paying hefty interest. He is NOT squeezed by inflation and well he is NOT WORKING. He is enjoying his golden days watching ASTRO and sipping a cuppa of hot coffe when some of the other people at his age are still struggling coping with life and financial. An elderly husband and wife is separated because they need to take care of their grandchildren in 2 different house ( daughter’s house and Son’s house), both their children are working and need someone to stay in with them. Im not saying it is unrealistic, ideally not something we want to go through during our golden age.

When we’re talking about legal investment it is not only UNIT TRUST but also on property, Insurance & bonds. You must always PLANT THIS IN YOUR BRAIN THAT ANYTHING THAT YOU INVEST , THE RETURNS MUST BEAT THE INFLATION RATE. Else you are making a loss by saving weaker Ringgits. Stretch your dollars….twist your coins and smile when you see your $$ Account balance $$ . Good LUCK - ONBVN