Hey YOU..DoN't B1OcK the BlOgGerZ

தெய்வத்தின் மார்பில் சூடிய மாலை தெருவிநிலை விழலம்மே ?
தெருவிநிலை விளந்தாலும் வேர் ஒரு கை தொடலாமா ?
ஒரு கொடியில் ஒரு முறை தான் மலரும் மலராளவா ?
ஒரு மனத்தில் ஒரு முறை தான் வளரும் உறவு ஆலவா ? …..

Recently KWSP has lay-off the stringent rules on EPF investors on Unit Trust. This move is warmly welcomed by many young malaysians. During Good Old days it is compulsory to have minimum RM 55K in account 1 before performing withdrawals on Unit Trust Investment (20% of the remainder in Acct 1), However after the lay-off, the minimum amount is only RM20K in account1 and remainder (20% for each withdrawals) is required, this is also tied to one’s age group. So on top of savings & real estates, one can look into EPF withdrawals to diversify your investment goals. Good Luck. If you require the chart for withdrawals - please contact me directly vilves.kesavamurthy@gmail.com !

Recently there is a growing fears with the US stock market plunge, US stocks fell sharply overnight after the Institute of Supply Management reported shrinking activities in the services sector, which accounts for about two-thirds of the economy. The weak reading re-ignited fears that the US economy is already well on its way into a recession – even as the US government is pushing through economic stimulus packages and the Federal Reserve cutting interest rates. The Dow Jones Industrial Average plunged 370 points, its biggest percentage drop in almost a year. (Excerpt from Theedgedaily.com).

If you notice KLSI in very slow and volumes is low due to CNY celebration this week, for those who have invested in Unit Trust please remain calm as stay positive as the minimum investment period is 3-5 years to gain momentum return. Please start diversifying your investments and buck up on financial planning methodology, recent survey conducted by CitiGroup reveals that Malaysian are very much reluctant to gain the knowledge on Investment. Saving is good habit but is your return beating the high increasing Inflations ? Something to think about for the weekend……..

Feb 9th was my beloved cousin Hirainy’s birthday !! Both myself and Vijayesh decided to surprise her since she is the youngest cousin in the family, with DIY gift that she love very much. We went to AvenueK opposite KLCC and hunt down at Toys ur Us. We found one DIY - Badge Maker which will certainly make her happy. Bought that plus story books.

To add to her surprise her WISH came true when she received her dream present from her papa.. A Stetescope which my uncle bought from Dubai ! Well it was her ambition to be a doctor thus this Medical Instrument will certainly encourage her to realise her dreams in near future.  

Wishing you a Wonderful Happy Birthday Hirainy !! May your dream come true and don’t forget if I visit your clinic in near future, do not CHARGE me !!

I have been very busy for the past few weeks hence unable to spare time to update my blog regularly.