Hey YOU..DoN’t B1OcK the BlOgGerZ

Last year around September I attended training on "Living 7 habits of highly effective people" by Stephen Covey at Hotel Crowne KL. After completion of my very worthful training, I wanted very much to live up the habit’s and bought this excellent book that changed many lives to extraordinary. This book contains compilation of hundreds of stories submitted by the participants, how FC changed many lives.

While browsing through the stories , I came accross this paragraph which might be useful , meaningful in conjuction with Valentines Day ! Hope it is not TOO late to post it !!

" When people had rejection experiences they often pull back into a kind of shell to protect themselves from being rejected again. When we make love a verb , and not just a feeling; when we make it a value to actualize, not just sentiment; and when we are consistent and sincere , others who have been emotionally beaten up and who have become cynical gradually start to believe again. The tendency of poeple to reject comes from fear of being rejected again. It is also a self -fullfiling prophecy.

I remember saying one time to my daughter , who had just had a rejection experience, " Honey, Stay Vulnerable." She said, " But it hurts ,dad." I responded " Get your security from your integrity to your beliefs and value system, not from how other people treat you; then you can afford to be vulnerable on the surface of your life, because deep down inside you’re invulnerable." One of the most lovable things about a person is his or her vulnerability. Others identify with it and are often sufficiently nurtured to expose their own vulnerability. The greatest bonding in relationships takes place when both people overlap their vulnerabilities. That is why the Key to syaing in love is to share feelings, not just experience or thoughts !" - Taken from 7 Habits of Highly effective people pg102.

தெய்வத்தின் மார்பில் சூடிய மாலை தெருவிநிலை விழலம்மே ?
தெருவிநிலை விளந்தாலும் வேர் ஒரு கை தொடலாமா ?
ஒரு கொடியில் ஒரு முறை தான் மலரும் மலராளவா ?
ஒரு மனத்தில் ஒரு முறை தான் வளரும் உறவு ஆலவா ? …..

Recently KWSP has lay-off the stringent rules on EPF investors on Unit Trust. This move is warmly welcomed by many young malaysians. During Good Old days it is compulsory to have minimum RM 55K in account 1 before performing withdrawals on Unit Trust Investment (20% of the remainder in Acct 1), However after the lay-off, the minimum amount is only RM20K in account1 and remainder (20% for each withdrawals) is required, this is also tied to one’s age group. So on top of savings & real estates, one can look into EPF withdrawals to diversify your investment goals. Good Luck. If you require the chart for withdrawals - please contact me directly vilves.kesavamurthy@gmail.com !

Recently there is a growing fears with the US stock market plunge, US stocks fell sharply overnight after the Institute of Supply Management reported shrinking activities in the services sector, which accounts for about two-thirds of the economy. The weak reading re-ignited fears that the US economy is already well on its way into a recession – even as the US government is pushing through economic stimulus packages and the Federal Reserve cutting interest rates. The Dow Jones Industrial Average plunged 370 points, its biggest percentage drop in almost a year. (Excerpt from Theedgedaily.com).

If you notice KLSI in very slow and volumes is low due to CNY celebration this week, for those who have invested in Unit Trust please remain calm as stay positive as the minimum investment period is 3-5 years to gain momentum return. Please start diversifying your investments and buck up on financial planning methodology, recent survey conducted by CitiGroup reveals that Malaysian are very much reluctant to gain the knowledge on Investment. Saving is good habit but is your return beating the high increasing Inflations ? Something to think about for the weekend……..

Feb 9th was my beloved cousin Hirainy’s birthday !! Both myself and Vijayesh decided to surprise her since she is the youngest cousin in the family, with DIY gift that she love very much. We went to AvenueK opposite KLCC and hunt down at Toys ur Us. We found one DIY - Badge Maker which will certainly make her happy. Bought that plus story books.

To add to her surprise her WISH came true when she received her dream present from her papa.. A Stetescope which my uncle bought from Dubai ! Well it was her ambition to be a doctor thus this Medical Instrument will certainly encourage her to realise her dreams in near future.  

Wishing you a Wonderful Happy Birthday Hirainy !! May your dream come true and don’t forget if I visit your clinic in near future, do not CHARGE me !!

I have been very busy for the past few weeks hence unable to spare time to update my blog regularly.