Upward Trends showing positive move ?
Today KLSI Index had shown some positive & remarkable upwards trend (+50pts). We hope this will continue and more technical corrections to come forward during this week. So Guys if you have extra cash Invest now when the market is low and once it shoooots high , you will be making Thick money.
(Im putting in my cheque tommorow, will certainly going to gain, because so far I HAVE GAINED).
I have some true story to share, i came to know on this few months back.
Uncle Ravi (changed his name for privacy sake) was 53 years old when his son completed SPM with flying colors. If am not mistaken it was his youngest one. His ambition is to become a Doctor, with his results he will certainly get a entrance in University but you know quota system and etc etc, His applications was rejected by local U. Uncle Ravi being a average earner could not afford his son’s dream in Private Univ. After much thought he decided to fulfill the young fellow’s wish and he withdraw from his EPF (second account) and some savings that he had. On top of that applied for some loan, re-mortgage the house and everything that he could to churn the money.
Today the son is doing his MBBS in Private University in M’sia and you would probably know how much does it cost. I heard it could be somewhere around RM400K to Rm500k. And…What happened to Uncle Ravi ? He has very little money from his EPF (he is now 55 years old), staying in a rented house and working as security guard + still paying for his mortgage loan. How much does a security guard could earn ? He is not born and breed rich either, so can you imagine the trauma he is undergoing everyday. By the time his son graduate , housmanship etc etc will take another 10 years ?? Btw He has so much of Regrets now.. not because of his son’t dream but for not managing his liquidity well enough.
Now look what are the lesson to be learned :-
1. Recently research shows , EPF money is completely wiped off in just 10 years after a person retire. Let’s say when you retire you have RM120K ( this is a average a person could have ), it could only last you for less than 10 years. What happens if you are suffering from medical ailments ? Your money could finish even quicker.
2. Is it confirmed that your children will look after YOU when you are old. Nothing is confirmed and if you pass by any old folks home, you could just see the number of occupants are increasing drastically.
3. Will your children gives you extra pocket money that you need ?
4. Will you depend on your children thinking that you have done xyz for them so in return they must do xyz for YOU ?
Most of the answer’s will be NO.
What I’m trying to say here is plan for your future. Try to be smart with your money, Stretch the Ringgit and make your Dollar and Cent work for you and your future needs. If Uncle Ravi could have put aside/ invested some money from his EPF ( account 1) into Unit trust, his money would have been tripled by now. Maybe he don;t need to work as security guard and still will be staying in his own house. Can you imagine a Man at his age toiling instead of resting at home ? Btw Uncle Ravi does not know such a thing as Legal Investment exist during his young age.
Im not cooking up the story, why regret at later age when there is someone guiding you ?? One can start with as little as RM1000 and top it up whenever you want. Think Wisely and Act Wisely. This money could be helpful to you one day, it could be for your house, wedding or even children or better still HOLIDAY !!!
***We have past performance of funds performing excellently well and have tripled the profit.
THINK and MAKE DECISION 
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